Hard Money Loans in Arizona | Metro Private Lending

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What are Hard Money Loans?

Hard money loans are short-term loans that are secured by real estate. Unlike traditional mortgages, hard money lenders focus on the value of the property itself, rather than the borrower’s credit score and income. This makes them a popular choice for real estate investors who need quick access to funds for projects like:

  • House flipping: Buying distressed properties, renovating them, and selling them for a profit.
  • Fix-and-flip: Similar to house flipping, but often involves more extensive renovations.
  • Bridge financing: A temporary loan to bridge the gap between the sale of one property and the purchase of another.

While hard money loans can be a valuable tool for real estate investors, they come with higher interest rates and shorter repayment terms than traditional mortgages. It’s important to understand the risks and benefits before considering a hard money loan.

*We don’t offer personal loans*

Hard Money Loans
Get an instant estimate of your hard money loan. No complicated paperwork or long waits. Try it now!
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About Us

Metro Private Lending, a Phoenix-based private money lender, unlocks financing opportunities for Arizona borrowers through asset-based loans. We specialize in private money and hard money loans, offering flexible solutions without the rigid requirements of traditional lenders. Our expertise ensures trust and our exceptional service is our commitment.

With our own experience in fix-and-flips and real estate investment, we possess a unique perspective, allowing us to identify potential and navigate challenges effectively to make your deal work. As we lend our capital, decision-making is streamlined, eliminating lengthy underwriting processes. This translates to fast and high-approval loans, with deals closing in days, sometimes even hours.

*We don’t offer personal loans*

What We Offer

ACCESS TO CAPITAL!

As a private money lender, we offer asset-based loans. to help Arizona’s real estate investors meet their goals. We have the financial support you need. Metro Private Lending is your best option for all your real estate investment endeavors. Some  loans we offer include:

Fix and Flip
Loans

High-interest, short-term financing secured by the property itself, ideal for rehab projects and investors with lower credit, needing a quick turnaround or seeking quick property renovation.

Short-term
Loans

These loans are designed for people who need access to funds quickly. They can be used for a variety of purposes, including real estate transactions, covering unexpected expenses, among others.

Commercial
Loans

These loans are designed to cover various needs, such as the acquisition of commercial properties, the purchase of equipment, or the financing of renovations.

Rehab
Loans

If you are planning to renovate or rehabilitate a property, we offer loans designed for this purpose. These loans can be used to finance the repair or improvement of properties.

Refinance
Loans

We offer refinancing options that allow you to optimize your finances, improve your cash flow, reduce your monthly payments, consolidate debt and make the most of your real estate investment.

Bridge
Loans

If you need to quickly close on a new investment property but have not yet sold your  property. These loans help you “bridge” the gap between the purchase and sale.

Home Equity
Loans

Allow you to access additional capital by using your home as collateral. Unlike traditional mortgages, which are used to purchase a primary residence.

Construction
Loans

These loans are designed to cover the costs associated with construction, from land acquisition and permits to materials and labor.

Hard Money
Loans

Secured by real estate assets. Are often used by borrowers who do not qualify for traditional financing due to poor credit or a limited credit history.

Partner with us as your trusted
Hard Money Lender in Arizona.

Fast Funding and Flexible Hard Money Loans for your needs.

Why Choose Us?

+30 Years of Experience, We are Experts in the Arizona Real Estate Market.
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We’re Your Best Alternative for Hard Money Loans for Real Estate Investors in Arizona.

Trusted Advisors

With over 30 years of experience in Arizona real estate, our team of experts will guide you through every step of the process, ensuring a smooth and successful transaction.

Fast Processing

Experience the difference of rapid loan pre-approval within 24 hours and closing in as few as 3 days. Our streamlined process empowers faster decision-making and gets you the funding you need quickly.

Local Services

We leverage our local partnerships with loan officers, appraisers, attorneys, and title agents to provide you with a trusted team who intimately understands your neighborhood’s real estate climate.

Hard Money Solutions

We specialize in providing direct, asset-based hard money loans, offering the financial flexibility you need to turn your real estate dreams into reality.

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